I totaled my car.I have full coverage insurance.My insurance company said I only had liability.Need Help?

envizible asked:


I purchased a 02 toyota celica from toyota dealership…insurance company said they switched my full coverage to liability without my knowledge…They said they switch it because I didn’t get a photo inspection of the car..they said they sent me letters in the mail that i never received.didn’t think I had too since I purchased from a large dealership not a used car lot…I still owe monthly payments…I live in florida…any help will be much appreciated

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One Response to “I totaled my car.I have full coverage insurance.My insurance company said I only had liability.Need Help?”

  1. If they can prove they notified you of the change, then you’re screwed. I am surprised though that any financing company would allow you to finance the car without proof that the car is fully insured. They normally contact the insurance company to be sure.

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